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The credit data evolution – a powerful and progressive landscape

19 July 2016

The evolution of credit data, which has resulted in the sharing of detailed credit information among credit lenders, is beneficial both at the micro- and macro-economic levels. Over just a few short years, we have seen some significant milestones in the processing of credit information, to the extent that we can definitely call it an evolution and even, arguably, a revolution in some aspects.

Sub-Sahara Africa: Falling commodity prices and Chinese slowdown

11 July 2016

Sub-Saharan Africa’s (SSA) growth was 3.4% in 2015 according to the IMF against 4.0% in 2009. As far back as 1999 the rate was below 2.8%.

All South African credit providers will have to register under the National Credit Act, regardless of loan amount

02 June 2016

Before 11 May this year, a person was required to register as a credit provider under the National Credit Act 34 of 2005 (the Act), if the total principal debt owed to that party under all outstanding credit agreements exceeded R 500 000 (or if they are the credit provider under at least 100 credit agreements). That threshold has been reduced to zero in the latest Government Gazette. This means that all credit providers are now required to register as credit providers if they fall within the definitions of providing credit under the Act.

Projections for the steel industry

09 May 2016

After the heady days of the 2000s, which were marked by the commodity boom and China's massive appetite as it became the largest producer and consumer, the steel sector is struggling. Eight years after the 2008 crisis, it is still suffering from significant overcapacity.

quick poll

Question

Do you think short-term insurance broking will survive the AI plus humanoid robotics age?

Answer

Human first always Not a chance Possibly maybe Yes, but reimagined

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