Credit / General

South African Credit Trends Diverge as Consumers Navigate Affordability Pressures in Q1 2026

Credit companies under scrutiny: when profit trumps process

In the world of consumer credit, the numbers tell a stark story: 62 percent of complaints lodged against credit companies with the National Financial Ombud Scheme SA (NFO) have been upheld in favour of consumers.

Allianz Trade expects the Middle East conflict to lead to +15,000 global business insolvencies over 2026-2027

The Future of Financial Inclusion Lies in Better Credit Not More Credit

April’s Financial Literacy Month provides an important opportunity to reflect on how far South Africa has come in expanding access to financial services, but also where the next phase of financial inclusion must focus. While access remains foundational, the real challenge ahead lies in ensuring that credit delivers sustainable, positive outcomes for consumers.