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Tomorrow’s consumer is more likely to buy groceries online than spend hours traipsing the aisles of a regional supermarket. And they are more likely to complete their “online” transaction on a handheld mobile device (think Samsung Galaxy Tab or Apple i-Ph
We are slaves to numbers – and since numbers form the basis of price – we are also slaves to price. We use price to inform our day-to-day decision-making, and frequently ask “how much?” before concluding the most basic of transactions. The “how much” line
If you want to know what South Africa’s regulators are planning for the domestic financial services industry you could do worse than to study recent developments in Australia and the United Kingdom. And – given that our regulators are a couple of years be
Only a handful of South Africans will reach age-65 with enough capital to purchase a retirement income sufficient to ensure a pre-retirement standard of living. Most articles on the topic focus on the individual saver’s inability to follow through with a