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South Africans are notoriously poor savers. The South African Reserve Bank (SARB) says the gross saving ratio of households was a mere 1.6% at 31 March this year. “Households maintained a fairly constant level of saving amid difficult economic conditions,
South Africa’s financial institutions survived the global credit meltdown of 2008/9 far better than their international peers. And in the years following the crisis our financial industry has been hard at work to put checks and balances in place to guard
27 October 2011 was a big day for the JSE All Share index. After sweating through months of unprecedented market volatility the country’s large cap shares finally showed signs of life. The index surged 716 points to close at 32, 453 after languishing at 2
Asset allocation is one of the main drivers of long-term investment return. Poor asset allocation can lead to permanent capital destruction, so it is imperative that your investment portfolio is spread sensibly across cash, bonds, equities and listed prop
Do you think short-term insurance broking will survive the AI plus humanoid robotics age?