Retirement

Protect the value of your retirement savings from the impact of inflation

A major consideration when saving for retirement is the impact of future inflation. This is particularly critical in times when inflation is high or accelerating, as we are seeing now.

You only have yourself to blame

The statistics covering savings outcomes in South Africa’s formal retirement funding industry are shocking, varying from the oft-reported claim of only six in 100 people saving enough to maintain their pre-retirement lifestyles in retirement to the more recent comment that 60% of individuals nearing retirement “lack the confidence that their income will cover their monthly expenses throughout retirement”. How, one wonders, should a 21st Century financial adviser or financial planner respond to these statistics.

When there’s no empty nest…but your nest egg is emptying

The ‘three ‘Cs’ – comparing, competing and copying can lead to a financial downfall

It’s most often called ‘keeping up with the Dlamini’s’. But, it is really about seeing what friends, relatives and neighbours have, comparing your possessions to theirs and then deciding that you deserve the same, secretly competing and copying expensive lifestyles we cannot afford.