Retirement

TFSAs - 10 Years of Tax-Efficient Investing

National Treasury introduced Tax-Free Savings Accounts (TFSAs) almost 10 years ago, on 1 March 2015, to encourage South Africans to save and invest more, reduce household debt, and build a more financially resilient community.

Time for advisers to wade into the two-pot advising opportunity

At least a third of South African retirement fund members are already planning to dip into their savings pots for a second time following the 1 September 2024 implementation of the two-pot retirement solution signalling a once-in-a-generation opportunity for the financial advising community. Your entry point could be the insights and trends study shared by Alexforbes: it is based on 8200 comprehensive survey responses and a data analysis of over one million members.

Simple mistakes TFSA investors continue to make

The impact of retirement planning on your estate and your loved ones

Retirement planning should be top of mind for all South Africans. However, retiring comfortably is no easy feat for the vast majority of our country’s working population. Interestingly, statistics have shown that very few South Africans (as little as six percent) are able to retire comfortably1, and many retirees go without the essentials that most take for granted.