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Therèse Havenga, Head of Business Transformation at Momentum Savings, sets out how much a holiday can really cost you.
Retirement should be a time of financial freedom, enjoyment and spending more time with family and close relatives, however, without proper financial planning, it can come with serious risks and consequences.
With Black Friday and the festive season fast approaching, consumers may be considering using their two-pot retirement savings component to splurge. However, Allan Gray’s Richard Carter cautions against dipping into your retirement investments for holiday spending, as this could undermine your long-term retirement goals.
The retirement industry in South Africa is at a critical juncture, navigating challenges posed by demographic shifts, economic fluctuations, and regulatory reforms.
The strongest deterrent against FSP compliance missteps is or should be: