Retirement / General

The power of preservation

RA or TFSA? - Maximising after-tax returns

The end of the 2016 tax season is fast approaching and financial services companies are very active in promoting their respective tax-free savings accounts. This is of course a good thing as we should all be saving more and investing through a tax-free savings account is a very tax efficient way of ensuring maximum after-tax returns for your clients’ hard earned rands.

Emerging markets and pension funds: Do they mix?

Over the past 25 years, the rise of emerging markets has transformed the global economy and the way investors allocate capital. Emerging markets have become increasingly synchronised, reflecting their enhanced integration into global trade and capital flows, with China at the epicentre of this shift. As measured by purchasing power parity (PPP), China has risen from less than 3% of total global economic output in the early 1980’s to around 16% in 2014!

Challenging the myths around SA's retirement reforms

From 1 March 2016, a number of retirement and tax reforms introduced by National Treasury will take effect. Designed to create a simpler and uniform retirement savings regime, Steven Nathan, CEO of 10X Investments says that the value and purpose of these new laws has not been clearly communicated to the public.