Retirement / General

The hidden dangers in retirement planning shortcuts

Planning for retirement, which might very well be the biggest investment individuals make, can be daunting. Individuals are not only taking responsibility for accumulating enough capital during their lifetime and investing it correctly, but also for ensuring their accumulated capital can sustain them for the remainder of their lives.

Tax-efficient ways to save for retirement

Only 6% of South Africans will be able to retire comfortably, according to National Treasury. Further to this, the Just Retirement Insights survey conducted by Just SA estimates that there is a 22% shortfall between expectations and actual retirement provisions based on current annuity rates.

What happens to your retirement fund benefits when you die?

Saving tax-efficiently for your retirement is a must

The end of the financial tax year is just around the corner, and this is an opportune time to check if you are using tax-efficient savings effectively to fund your retirement. Retirement annuities (RAs) remain one of the best ways to save tax-efficiently for retirement, and this article reviews some of the key features of RAs.