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Majority of cash-strapped South Africans unable to retire comfortably

Majority of cash-strapped South Africans unable to retire comfortably

01 February 2024

South Africa is sitting on a retirement time bomb, with only 6% of the country’s population on track to retire comfortably. This is according to the sixth edition of the recently released 10X Investments Retirement Reality Report 2023.

Concerns about the future are indeed valid

Concerns about the future are indeed valid

31 January 2024

Sanlam Benchmark’s research report found 63% of South Africans were anxious about their finances, with 87% saying they felt financial stress. So, does the lack of adequate savings suggest that concerns about the future are indeed valid?

A quick guide: How to make the most of tax allowances on your retirement savings each year

A quick guide: How to make the most of tax allowances on your retirement savings each year

25 January 2024

Securing a comfortable retirement remains one of the biggest challenges faced by South African investors. Retirement annuities (RAs), pension funds, provident funds and tax-free savings accounts (TFSAs) are some of the financial instruments available to help individuals save tax-efficiently for this goal.

Maximising wealth, minimising tax: a comparative look at retirement annuities versus tax-free savings accounts

Maximising wealth, minimising tax: a comparative look at retirement annuities versus tax-free savings accounts

23 January 2024

When it comes to personal finance, every individual has different needs, dreams and financial goals, as well as different pathways to achieving those objectives.

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Retirement Annuities: The season of opportunity

Retirement Annuities: The season of opportunity

23 January 2024
Give your child a head start by kickstarting their retirement savings

Give your child a head start by kickstarting their retirement savings

22 January 2024
Rethinking retirement solutions in South Africa

Rethinking retirement solutions in South Africa

07 December 2023
Two-pot system effective date - 1 September 2024?

Two-pot system effective date - 1 September 2024?

06 December 2023
Old Mutual embraces the government’s revised timeline for Two-Pot Retirement System implementation

Old Mutual embraces the government’s revised timeline for Two-Pot Retirement System implementation

05 December 2023
Industry wanted 12-months for not-so-simple two-pots

Industry wanted 12-months for not-so-simple two-pots

04 December 2023
Retirement in crisis: Addressing financial stress among the middle-aged population in South Africa

Retirement in crisis: Addressing financial stress among the middle-aged population in South Africa

28 November 2023
A stir in the pot: Two-pot retirement system faces an uncertain implementation date

A stir in the pot: Two-pot retirement system faces an uncertain implementation date

23 November 2023