Whats inside?

The November 2019 editions are out! If you are a subscriber this should reach your post box soon and for those of you who complete your CPD hours via FAnews, you can now complete this edition, as well.

The magazines can be downloaded here.

Some of our interesting article include:

Can data drive down commercial property risks?
Safe as houses, goes the old saying, but if a client owns commercial property to run his or her business from, or as part of his or her investment portfolio, he or she is probably aware of the myriad risks involved.

It’s time to go overweight, heart!
Rock solid relationships between financial planners and their clients hinge on the planner’s ability to meet a client’s needs of the heart, head and hand.

Do you know what you don’t know?
Giving the right advice requires unbiased thinking, based on a sound knowledge of the many financial and risk planning options available… but how do you know whether a decision was good or bad?

Don’t underestimate the value of intuition
Intuition is defined as the ability to understand something instinctively, without the need for conscious reasoning.

A digital intermediary solution for financial advisers
1Life launched a new digital intermediary solution for life and investment financial advisers, 1LifeVantage.

Commercial property owners - what you need to tell your client
Being a liability claims specialist makes one privy to the circumstances surrounding some of the country’s biggest public liability claims.

Who gets the benefit of a D&O policy?
There is a common misconception that companies are the beneficiaries of the management liability insurance policies that they take out, on behalf of their directors and officers. After all, they are the ones who negotiate the terms and pay the premiums.

Drones can reduce claims costs
The rise in catastrophes puts strain on insurers who have to process and settle large claim volumes following the event. Drones are the answer.

A holiday should not be stressful
What happens to tourists when unforeseen emergencies happen on an international holiday?

Should brokers participate in claims investigations?
Commercial short term insurance brokers must look beyond risk mitigation to build relationships with those responsible for claims assessment, investigation and resolution, whether they work for the insurer or for third party service providers such as loss adjusters.

Cyber insurance… no longer a a novelty
Malware is software that is designed to infiltrate and damage a computer system without the computer owner’s knowledge or consent, disrupting normal computing operations, collecting all information and controlling system resources.

Can green bonds save the planet and my investments?
The collective environmental consciousness of society has shifted. This movement has prompted many well-known businesses to change their business models to focus more on their Environmental, Social and Corporate Governance (ESG) strategies.

The whole cake… or rather one slice at a time
Professional disability cover is an absolute necessity in today’s fast-moving world. One day your client is flying high in his or her chosen profession, and then something as mundane as falling off a ladder at home or being in a car accident renders your client unable to work.

Disability has no age or gender preference
Over the years, a number of credible statistics have highlighted the fact that most South Africans are dangerously under-insured when it comes to disability cover.

An employee benefits conversation with smaller clients
While most small and medium-sized employers recognise the value of employee benefits, many still see it as administratively complex and expensive.

Non-disclosures: what you need to know
Non-disclosure refers to a situation where a customer fails to reveal a relevant fact when applying for or renewing a contract. It is widely recognised that in some situations involving non-disclosure, applying the strict legal position can result in an unduly harsh outcome for the customer.

Medical schemes’ average increases for 2020
A comprehensive guide to the 2020 medical schemes rates.
 

Editor's thoughts:
Enjoy the read. Our next edition is February 2020.If you have any burning issues you would like us to investigate and write about, please feel free to email editor@fanews.co.za.