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The COVID-19 vaccine rollout brings about a lot of uncertainty. Pharmaceutical shipments, such as vaccines, present a number of unique underwriting challenges, including high valuations, time and temperature sensitivities, careful packaging and handling requirements and high theft exposure.
The authors of "Sensor Data and Behavioral Tracking: Does Usage-Based Auto Insurance Benefit Drivers?" showed recently that usage-based insurance decreased clients' daily average hard-brake frequency by an average of 21% after six months, even while the frequency of driving remained unchanged.
If you own a car and have insurance, then the problems caused by uninsured drivers in the form of accidents they can't pay for – are being passed to you.
If you had to choose one approach to protect your hard-earned investment cash from today’s market madness, which would it be?