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The increased risk of fire in winter is borne out by insurance statistics: fire-related property insurance claims rise sharply during the colder months as people take steps to warm offices and buildings. It is therefore important to ensure that homes and businesses are fully protected against this risk.
South African car owners face an increasingly high risk of vehicle theft or hijacking, and many insurers now insist that certain vehicles have tracking devices installed before granting cover.
Replacing parts can be a costly issue, but since the implementation of the Competition Commission’s new Guidelines in July 2021, the consumer is finally allowed to shop around and use “non-original” spare parts which generally come with a more competitive price tag.
If you had to choose one approach to protect your hard-earned investment cash from today’s market madness, which would it be?