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After a slow start to the 2018/19 summer crop season with severe dryness during December 2018 in the growing areas particularly in parts of the North West and the Free State, conditions rebounded early in January 2019 as good rains provided the much-needed moisture for planting. Farmers proceeded to plant and although some have reportedly planted beyond the planting window in the west which put them at risk of frost damage.
Amidst a persistently tough economy, companies continue to battle cash flow conundrums. This is exacerbated by ‘bad debtors’ – in fact, late payments and insolvency are two of the most commonly cited causes of long-term damage to business growth.
Did you recently get married? Move in with your partner? Or maybe you made some adjustments to your property. Every year, our lives change and every new year we ‘spring clean’ the clutter to make way for the new resolutions. But more often than not there is one thing we always put on the back-burner. The dreaded, yet all-important, insurance contract.
Rising electricity costs have seen many of us turn to gas for more cost-effective heating or cooking solutions. But it’s important to remember that there are specific conditions when it comes to gas and insurance. Whether you’re only using a gas stove (which is deemed to be part of the fixed machinery on a property) or mobile gas appliances (such as gas heaters), you need to keep safety and legal requirements in mind.
If you had to choose one approach to protect your hard-earned investment cash from today’s market madness, which would it be?