Country battles barrage of severe weather: Are you adequately prepared?
South Africa is currently battling several barrages of severe winter weather with snow in the Western, Eastern and Northern Cape and flooding also hitting the Western Cape. Additionally, high swell warnings have been issued in KwaZulu-Natal.
Marius Kemp Head: Personal Underwriting at Santam says that prioritising the protection of your home and valuables against winter-related risks is essential. “Now is the time to assess your property's vulnerability and take steps to minimise the impact of further seasonal changes and severe weather. Making these updates and adjustments now can help prevent serious damage in the long run, which may set you back financially.”
Kemp shares a comprehensive guide below offering proactive measures to safeguard homes and possessions against potential damage. To mitigate the risk of weather-related damage, Marius Kemp shares the below tips:
- Your roof being exposed to the elements, often takes a beating from temperature fluctuations. Perform regular maintenance on the waterproofing of your roof to address any possible water leaks during rainy periods.
- Clear out gutters regularly to ensure proper water drainage from the roof.
- Look out for weak branches that could break in strong winds, potentially damaging your property.
- Ensure roof tiles are not damaged or loose to withstand winter storms' powerful gusts.
As we rely more on electric appliances during the colder winter months in some areas, the risk of residential fires increases. Kemp advises:
- To safeguard your family, ensure you have a regularly serviced fire extinguisher at home if you don't already.
- Be vigilant with winter's most used electrical devices like heaters and electric blankets, as they can be common causes of electrical fires.
- Replace worn plugs and cords and take note if fuses or circuits frequently trip. While fuses are replaceable, recurring blown fuses or tripped circuits may indicate an underlying issue that requires investigation.
- Always double-check that all appliances are switched off before leaving the house as this is often a fire starter in many homes.
- Keep heating appliances especially gas or electrical heaters at least a meter away from flammable materials like curtains or plastic containers and designate someone to ensure they're switched off at the end of each day.
“As you prepare your homes for the winter season, it's essential to remember that proactive measures can make all the difference in protecting our properties and loved ones, says Kemp.
“Additionally, staying informed about insurance coverage and emergency preparedness ensures that you're ready to handle any challenges that may arise. With careful planning and attention to detail, you can navigate the winter season with confidence, knowing that your homes are well-prepared to weather the elements,” Kemp concludes.
