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What can we expect in a rising interest rate environment?

What can we expect in a rising interest rate environment?

02 June 2014 | Investments

At the Monetary Policy Committee (MPC) meeting of the South African Reserve Bank in January this year, the MPC surprised the market by hiking interest rates by 50 basis points, a decision that was not generally expected, especially so early in the year.

Retirement is not a high-stakes game

Retirement is not a high-stakes game

02 June 2014 | Retirement

The first lesson I learnt regarding retirement risk and reward was at university. Our professor taught us that retirement savings should always be considered longterm investments, and a client’s assets must match his/her liabilities. This is in stark contrast to prevailing industry trends, where advisers and planners try to earn the highest returns possible, often with little consideration for the associated risks.

Non-disclosure: the main culprit of repudiated claims

Non-disclosure: the main culprit of repudiated claims

02 June 2014 | Life

John’s policy commenced on 1 January 2013. He selected a temporary income protection benefit with a 14 day non-retrospective waiting period. At underwriting stage, he disclosed a back condition which resulted in a spinal exclusion.

Helping your clients quit the killer

Helping your clients quit the killer

02 June 2014 | Life

According to the World Health Organisation, smoking is one of the major killers in the world as it is a significant contributor to a number of diseases such as cardiovascular diseases and cancer.

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If you had to hazard a guess, when do you reckon the COFI Bill will be signed into law?

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Bridging the life insurance deficit gap

Bridging the life insurance deficit gap

02 June 2014 | Life
Genetic testing and underwriting – taking it to the next level

Genetic testing and underwriting – taking it to the next level

02 June 2014 | Life
Suicide is playing Russian roulette with the life industry

Suicide is playing Russian roulette with the life industry

02 June 2014 | Life
Draft regulations could revitalise the healthcare industry

Draft regulations could revitalise the healthcare industry

02 June 2014 | Healthcare
Social Media - the new way to generate sales leads and business

Social Media - the new way to generate sales leads and business

02 June 2014 | Technology
Looking beyond typewriters towards new technology

Looking beyond typewriters towards new technology

02 June 2014 | Technology
South Africa should take the lead when it comes to compliance

South Africa should take the lead when it comes to compliance

02 June 2014 | Compliance
Be aware of your TCF surroundings

Be aware of your TCF surroundings

02 June 2014 | Regulatory