Life Insurance

Beneficiaries, bullets and R17 billion in unpaid claims

How your death benefits will be distributed?

The main purpose of a retirement fund is simple: build up enough retirement savings during your working years so that you are able to continue living the lifestyle you have become accustomed to when you retire. Retirement planning is therefore the simple concept of planning financially for the day you retire. Life, however, does not always go as planned.

How to bring conversations about saving out of the closet

Talking about finances at work can seem like a taboo subject, especially given that conversations about salaries, bonuses or saving for retirement usually take place behind closed doors. If you are a member of a group savings scheme through your employer, such as a pension, provident or umbrella fund, you may have burning questions about how this will impact your retirement.

The trust is dead – long live the trust!

Increasing focus on trusts by revenue authorities, both locally and offshore, has created the perception that trusts are being targeted – especially from a tax perspective – and that they are going to become obsolete. The question now is should trusts still be used in estate planning, or has their star faded?