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The JSE All Share index performed dismally through 2011. Share prices declined by 0.4% in a year dominated by tight credit conditions and concerns over possible debt defaults in Euro-zone economies. Investors in index ‘trackers’ were left mourning an unim
Financial advisors rely on product providers for innovative risk and savings product to meet their clients’ specific needs. The acid test of a new product is whether its myriad features sufficiently differentiate it from the ‘crowd’. To find out how the l
Changes in circumstances often require changes in the ownership of risk-only policies, for example changes to buy and sell agreements. Changes in ownership often resulted in capital gains tax being levied on the proceeds of these policies. The Taxation L
The Easter weekend is fast approaching and thousands of South Africans are looking forward to a few days off. But the mad rush to get away from it all carries risks. According to the Road Traffic Management Corporation, more than 150 road deaths were repo
If you had to hazard a guess, when do you reckon the COFI Bill will be signed into law?