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A second chance for second-hand risk-only policies

30 March 2012

Changes in circumstances often require changes in the ownership of risk-only policies, for example changes to buy and sell agreements. Changes in ownership often resulted in capital gains tax being levied on the proceeds of these policies. The Taxation L

Make sure you’re covered over the Easter holidays

29 March 2012

The Easter weekend is fast approaching and thousands of South Africans are looking forward to a few days off. But the mad rush to get away from it all carries risks. According to the Road Traffic Management Corporation, more than 150 road deaths were repo

Pensioners not immune to poorly performing global economy

27 March 2012

Much has been written about the impact of 2008 and its aftermath on those actively employed and saving for retirement. Not much has however been written about pensioners, especially those who retired in the period when double digit returns were the norm –

Mind the gap in your client’s disability cover

27 March 2012

Many Financial Advisers are missing a key piece in their planning for self-employed clients because they are not focussing enough on temporary disability cover. While small business owners, commission earners, and independent operators are usually cover

quick poll

Question

The strongest deterrent against FSP compliance missteps is or should be:

Answer

A criminal conviction Debarment Fine or penalty Any of the above can work

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