Life Insurance / General

Leading the change as your clients transition into mid-lifers

Where has the time gone? Last time we met Pat, he was in the throes of Adulting – freshly married with a new baby. But today, his son is certainly no longer a child – in fact he’s just started studying at the local college and his daughter, Kylie, has started high school. Thanks to Patrick’s smart financial habits over the years, he’s been able to put down a cash offer on a second hand car for his son. And to top it off, Patrick’s bond has finally been paid off. Life seems comfortable.

Facing the facts around retrenchment

FMI Income First campaign

When you last met Patrick, he was what life insurer FMI (a Division of Bidvest Life Limited), calls an 'Early Earner': 25, a recently qualified electrician, no dependants and a new set of wheels to his name. He's matured somewhat since then. At 32, he's taken the leap to open his own electrical business and marry the girl of his dreams. Together, they've had a child and bought their first family home.

In trustees we trust to uphold the interests of minor beneficiaries

The role of beneficiary fund trustees in protecting the interests of minor beneficiaries cannot be underestimated. By doing their fiduciary duty, trustees play a critical part in changing children’s lives by helping them be financially resilient and as self-sufficient as possible as they approach adulthood.