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Cover for a cyber breaches under general liability policies

14 April 2016

If insurers don’t want to cover cyber liability under a general liability policy they’d better check their wordings and introduce exclusions if necessary.

Don’t use regulations to interpret an act

13 April 2016

In two recent cases the Supreme Court of Appeal has pointed out that it is generally impermissible to use regulations created by a Minister as an aid to interpret an act passed by Parliament, even if the act includes the regulations.

Temporary removal clause in policies

08 April 2016

Insurers are often faced with claims for stock which has been damaged whilst being temporarily held at premises other than the risk address. The temporary removal clause provides cover for property insured whilst temporarily removed from the risk address or location to other premises including whilst in transit. The words “temporarily removed” in relation to stock means “taken away for a short time with the intention of returning it”.

Interpretation of contract: What is a ‘supermarket’?

05 April 2016

The court had to decide whether a retailer was breaching its lease by operating a supermarket selling a range of perishable and non-perishable food products within its general retailer store.

quick poll

Question

Do you think short-term insurance broking will survive the AI plus humanoid robotics age?

Answer

Human first always Not a chance Possibly maybe Yes, but reimagined

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