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The Court of Appeal of England and Wales has handed down its judgment in the long awaited Covid-19 business interruption test cases.
Access to legal services in South Africa remains a significant challenge for many individuals and small businesses due to the high costs associated with legal representation.
The interpretation of what constitutes a claim under a claims-made policy is often a contentious issue. Ambiguities in policy wording frequently lead to disagreements between policyholders and insurers over whether specific events or circumstances trigger coverage.
The strongest deterrent against FSP compliance missteps is or should be: