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There’s an emerging trend in home financing for irregular earners

20 January 2025

It's not easy to get a mortgage on your dream home if you're not employed full time and earning a fixed salary. Freelancers, those working on commission or sourcing their income from gigs, and many other independent earners, often find themselves facing a brick wall when applying for a home loan from banks.

Trends Set to Fuel Home Loan Activity in 2025

14 January 2025

The third quarter of 2024 signalled a significant turning point for the residential property industry, generating momentum that will fuel growth well into 2025.

Residential property transactions need a helping hand

19 November 2024

Estate Agents welcomed the South African Reserve Bank’s decision to cut interest rates by 25-basis points recently, but they hope it is the first step of many which will help push the market to recovery.

Can your clients bank on the ‘safe as houses’ catch-phrase?

07 November 2024

Are your clients among the growing cohort of ordinary South Africans who have given up on residential property as a store of wealth? As a long-time homeowner, and one-time buy-to-let speculator, your writer has had about enough. He sold out of his buy-to-let portfolio years ago after finding the risks associated with second home ownership too intense; and has since found the lacklustre capital gains on his main residence less than appealing.

quick poll

Question

If you had to hazard a guess, when do you reckon the COFI Bill will be signed into law?

Answer

2026, as promised 2027 looks more likely Impossible to say More consultation needed

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