Investments

Warning to retail investors in South Africa

Looking for an umbrella fund? Watch out for leaks!

Increasingly trustees are choosing to pass on the burden of managing their own standalone pension funds by enrolling their members in umbrella funds. With the many advantages of why to look towards an umbrella solution, there remains the question of how tailored can my investment portfolio be, relative to the cost?

Homegrown offshore fund shines as SA investors look for greater diversification amid dwindling JSE options

Since it was launched on 1 June 2016, the Momentum Securities’ International Portfolio has returned 70%, a full 20% above the benchmark’s 50% return on a cumulative basis. This translates into an annual return of more than 13% compared to the benchmark’s 9.5% (end August 2020).

Is your risk perception getting in the way of your investment success?

Many investors choose to change their risk exposure during market uncertainty because their perception of risk has changed. But decisions made in a moment of heightened risk perception can be detrimental to achieving investment goals.