Investments

Section 12J Exit Options

For many South African taxpayers, the 30th of June 2021 marked the end of the highly popular Section 12J tax incentive.

Short-term uncertainty versus long-term certainty

60-40 or bust

You have to feel somewhat sorry for today’s financial and investment adviser. Assuming you assist your clients in choosing discretionary investments, you have to navigate them through an absolute minefield of asset classes, investment methodologies, product types, product provider brands, etc. Case in point, if you decided to go the “easy investing” route of just focusing on unit trusts, nowadays referred to as Collective Investment Schemes (CIS) funds, you would have a choice of around 1 769 local funds… It should come as no surprise that advisers either go with ‘vanilla’ balanced funds or multi-asset funds to get the job done.

Higher-than-expected rate hike improves South Africa’s attractiveness for investors