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The last of the three global ratings agencies, Moody's, lowered South Africa's sovereign credit rating to sub-investment grade late in March, and its outlook remains negative. South Africa now has a sub-investment grade rating from all three major international rating agencies, as S&P and Fitch downgraded SA’s credit rating in 2017.
On Monday 20 April 2020, markets digested what commentators termed the sharpest one-day oil futures price decline in history.
Achieving your long-term financial goals may seem overwhelming at the moment. However, by focusing on the factors you can control, and implementing small changes to your spending and saving habits, financial freedom is still within- reach.
The strongest deterrent against FSP compliance missteps is or should be: