Four ways to improve the odds of investment success
27 March 2014 | Investments | General | Anet Ahern, PSG Asset Management
A simple checklist that guarantees good investment decision-making and success is somewhat wishful thinking. There are ways to improve the odds, but no guarantees.
Most important, financial strength and reputation do matter when it comes to a trustworthy home for investments. A sturdy shareholder and reputable brand goes without saying. "PSG Asset Management benefits directly and indirectly from the group’s well-known and proven ability to grow its businesses and inherent financial wealth,” says PSG Asset Management CEO, Anet Ahern.
Secondly, investors and their advisers should look for an institution that has an unbiased broad range of investment vehicles. "To this end, investors and their advisers have within PSG access to one of the most objective and widest range of products.
"Irrespective of your specific tax circumstances or financial planning needs, investors have access to retirement planning products, vehicles that help to optimise tax and estate planning, products that help to manage and continue to grow retirement income and more vanilla unit trust-based savings and investment plans. Our online platform also provides a host of more exotic specialist other instruments like ETFs, CFDs, managed share portfolios and local and international derivative instruments,” according to Ahern.
Thirdly, while performance figures can be misleading over the short-term, the reality is that investors ultimately invest for a competitive after tax and fees return. Long-term performance and fees do matter.
"Much of the unit trust industry news in the first quarter of each year is dominated by performance updates and awards for the previous calendar year. This throws the top performing funds and investment managers into the spotlight and tends to influence where investors wish to invest,” says Ahern.
Consistent risk-adjusted past performance and the ability to apply a single investment philosophy across different types of funds with proven success, provides a key insight to investors about an asset manager’s potential and discipline to achieve future performance success. Having won awards across their fund range over a range of time periods, PSG caters for a range of investment needs.
According to Ahern, "PSG Asset Management has a proven and consistent approach to managing money that provides investors with more certainty over time. When it comes to performance, irrespective of whether you are looking for exposure to a local or offshore equity, multi-asset class or income fund, we have shown that we can deliver.”
To improve their investment outcome, investors should pay close attention to fees to ensure that they get value for money. Through economies of scale provided by a large and financially strong group, it is possible to focus on, reduce and manage margins across our range of products. This translates into lower cost for investors across the value chain,” says Ahern.
