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Affinity Health Discusses Workmen’s Compensation Benefits

04 March 2021 Affinity Health

Even with top safety measures in place, accidents in the workplace can and do happen. Affinity Health discusses the importance of having Workmen’s Compensation Benefits.

No business is immune to the risk of employees or employers being injured on the job. The good news is that with Affinity Health’s Workmen’s Compensation Benefits, you can be prepared for whatever curveball is thrown your way.

Workmen’s Compensation is a government-run fund that pays for medical services related to injury and disease sustained or contracted within the workplace. Employers contribute to this national fund monthly, and there is Compensation available should a disability or death event occur while at work.

Affinity Health covers a member for medical expenses related to an injury on duty or occupational disease according to the member’s applicable benefits and Affinity Health Rates, Guidelines, and Managed Care Protocols. Medical expenses may be paid in part or full according to available benefits, and Affinity Health will recover all or a portion of these costs from the Compensation Fund.

“Think of Workmen’s Compensation as a safety helmet worn on a construction site. If anything comes crashing down while you’re on the job, you’re protected,” says Murray Hewlett, CEO of Affinity Health.

“By ensuring that you have Workmen’s Compensation Benefits, you’re not only protecting your business’s financial interests but the health and wellbeing of your biggest asset – your staff.”

Hewlett says it’s important to note that workplace accidents aren’t limited to construction or mining sites. They occur in any work environment, even in the office.

“From slipping on wet floors and tripping over open desks or file drawers to back injuries and pinched nerves due to poor workstation ergonomics, electrical hazards, and freak accidents like flying cellphones, the office can be an injury minefield,” he adds.

According to Affinity Health, you must have the proper coverage when it comes to Workmen’s Compensation Benefits. This includes Day-To-Day Cover for GP consultations, basic radiology, pathology, and acute medication; Casualty Benefit for assistance should emergency care be required; Daily Illness Benefit for the treatment of occupational disease; and Accident Benefit for the treatment of an injury on duty.

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