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July is National Savings Month, and it is a good reminder to evaluate our financial habits.
Most South Africans know they need a financial adviser, but few know from the outset how to choose the right one. As a result, consumers often focus on cost rather than on the adviser’s professional status, experience, and track record.
Most South Africans only think about foreign exchange when a life event forces them to. A university acceptance letter arrives, a decision to emigrate becomes real, a property deal moves faster than expected. Suddenly, moving money across borders stops being abstract and becomes urgent.