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In a move that surprised most analysts the MPC[1] cut the repo rate[2] by 50 basis points which brings it to 5.00 % and the prime overdraft rate to 8.5 %, the lowest it has been since 1974. We look at the implications as well as the reason for the decisio
South African consumers experienced severe strain on their cash flow during the second quarter of this year (Q2 2012).This is evident from the MBD Credit Solutions/Bureau of Market Research (BMR) consumer financial vulnerability index (CFVI), which declin
The majority of South African consumers are in for an even tougher time going forward as they will have to cough up more for items in the food and beverage (F&B) sector. This is because producers increasingly have no choice but to feed price increases thr
How many of you remember the economic debates in the immediate aftermath of the 2008/9 global recession? I attended dozens of presentations where the “shape” of the recession and subsequent recovery were debated at length. We are looking at a “V-shaped” r
What can retirement funds do to improve client-adviser engagement during members’ employment years?