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The coronavirus pandemic has “significantly or very significantly” affected the family earnings of about three quarters of ordinary South Africans who took part in a snapshot survey, and the vast majority of them can only afford an emergency payment of less than R5,000.
The Covid-19 outbreak has altered the needs of consumers who, under the ‘new normal’, have been forced into new ways of consuming, learning and communicating. This has given impetus to digitisation in emerging markets and new demands are pushing the boundaries of innovation forward.
The strongest deterrent against FSP compliance missteps is or should be: