Altrisk first to offer cancer cover right from the first diagnosis

Thanks to advances in modern technology, many cases of cancer are being diagnosed earlier. This allows patients to receive treatment sooner and thus improve their prognosis. However, early detection doesn’t necessarily reduce the cost of treatment, which

Unfortunately, many critical illness products do not provide cover for the early stages of cancer, or in situ events. It is to address this very real need that Altrisk has launched its new Early Cancer Cover benefit. Altrisk’s Early Cancer Cover benefit is an industry first in that it provides cover to those diagnosed with a defined malignant tumour that has not invaded surrounding tissue. This makes it different to anything else in the market, because it covers an extensive range of carcinoma in situ events, which are generally excluded.

The Early Cancer Cover benefit from Altrisk provides cover for 17 carcinoma in situ events, including those of the breast, cervix, uterus, fallopian tubes, testis, prostate, bladder, kidney, and stomach. Cover is provided with no exclusions or notifiable events and is available as an ancillary benefit to all of Altrisk’s critical illness benefits. The Early Cancer Cover benefit is available to age 65 or for life, and offers a maximum sum insured of R100000.

Early Cancer Cover – the facts:

· Available as an ancillary benefit to critical illness benefits.

· Offers an insured sum of R100000.

· Provided on an experience rated basis only.

· Is available on a level premium pattern.

· Has a 6-month waiting period from benefit inception.

· Covers 17 early cancer events.

· Available to age 65 or for life.

· Pays out for one claim per specific condition and two claims during the life of the policy.

· 50% of benefit amount paid in all instances.

· 100% of benefit amount paid if there is full organ removal.

For more information go to http://www.altrisk.co.za/