Do you think that ESG focused funds are more successful than traditional funds?

Yes, the stats do not lie (46.67%)

No, the stats regarding value lack context (53.33%)

Do you think that a focus on income benefits over lumpsum benefits will fundamentally shift the value of income protection to make it more appealing to clients?

Yes, no doubt (82.35%)

No, lumpsum benefits are still king (17.65%)

No developing economy has ever built a single-payer complementary NHI equivalent covering the entire population. NHI promises comprehensive care but it is also 100% free at the point-of-service. Is this practical?

It is doable but collaboration is key (10.67%)

South Africa is not in a position to build NHI (58.67%)

The only conclusion possible is that the private healthcare sector is not going to disappear or change (17.33%)

There is little chance that the NHI will be able to receive significant government funding (13.33%)

Do you think that the FSCA’s decision to remit Steinhoff’s administrative from R1,5 billion to R53 million was the right decision?

Yes, Steinhoff cannot face financial ruin (36.07%)

No, Steinhoff should have been liable for the whole fine (63.93%)

Is 30 the new 65?

Yes, it is becoming inevitable that retirees need to save for a 30 year time horizon when it comes to retirement (63.27%)

No, why change a model that has been working for many years (12.24%)

At least if a retiree reinvests their pot of cash compound interest will resolve the longevity problem (24.49%)

Do you often come across situations where non-disclosure may become an issue when dealing with clients?

Yes, clients are susceptible to this because they are not always aware about the specific disclosures they need to make (83.33%)

No, clients know what they need to disclose and are very open when dealing with their broker (16.67%)

In its current format, what will the future of medical schemes be in an industry run by the NHI?

I just can’t see it (NHI) happening (20%)

There is a real risk of our already fragile healthcare system being placed under even further pressure leading to a total collapse (56.5%)

Medical schemes will struggle to remain in existence if NHI does happen; there isn’t enough money in the system (23.5%)

Do you believe the FIA awards help product providers to understand the service expectations of the intermediary?

Yes (62.79%)

No (23.26%)

Maybe (13.95%)

What could the claims arena possibly look like in 2030?

We could see a change in cancer and cardiovascular disease as new conditions emerge (17.39%)

We could see a change in cancer and cardiovascular disease as individuals participate in active and healthy lifestyles (21.74%)

Musculoskeletal, nervous system conditions, psychiatric or mental conditions will take the lead (60.87%)

What more can financial planners do to make retirement for clients a reality?

The value of the service or product a client receives will determine if they ultimately will achieve their goals or not (3.13%)

Most South Africans are simply not contributing enough towards their retirement savings (25%)

Ensure that investments are well diversified to achieve long-term goals to soften the blow of short-term fluctuations (71.88%)