Research by SHA shows that up to 52% of companies do not have any form of directors and officers (D&O) insurance in place. Is this an important product to sell to your clients?

Yes. The stakes are too high if a claim does occur (85.71%)

No. What are the chances of my clients needing this cover? (14.29%)

Government has raised the VAT rate. How will this impact short term insurance policies?

There will be a lot of confusion. If a policy is written at 14% and subsequently cancelled (at 15%), how much is the refunded amount? (24.55%)

All will be ok. The industry has had time to prepare for the VAT increase. (19.09%)

Government has really not thought through what the unintended consequences of the increase would be. (56.36%)

Following the Enterprise reaction to the discovery of the source of the Listeriosis outbreak, can faith ever be placed in Enterprise again?

Yes, it is a popular food source in South Africa. (28.57%)

No, Enterprise will have to work very hard to gain credability (71.43%)

President Cyril Ramaphosa has made his first big decision with the announcement of his first cabinet reshuffle. Did he tick the right boxes?

Yes. It will be good to see Pravin Gordhan and Nhlanhla Nene back in key decision making positions (35.71%)

No. While it will be good to see Gordhan and Nene back, he should have given Malusi Gigaba and Bathabile Dlamini the sack (38.78%)

Its to soon to tell. Lets wait until the 2019 Budget so see if we have achieved economic growth (25.51%)

Do you believe that the Budget 2018 speech was inclusive and will achieve the economic growth SA so desperately needs?

Yes (63.04%)

No (36.96%)

There may be a shock on the cards on 21 Feb when the Finance Minister announces that there will be a 2% VAT increase. What effects will this have?

It will generate the much needed tax revenue that government needs to address its widening budget deficit. It’s a good choice. (35.8%)

It will weaken the ANC. They rely on the poor vote and the poor will be most affected by the VAT increase. The ANC must tread carefully here. (37.04%)

There will be little change. It is just more money for government fat cats to pocket. (27.16%)

South Africa’s economy could be severely affected as we approach Day Zero, where taps are expected to run dry in the City of Cape Town. Question: have we really thought about the consequences of the situation?

We are bound to see other problems emerge such as water theft, deadly diseases and criminal activities e.g. water being stolen. (48.78%)

It is only a matter of time, or rather, a wait and see game (4.88%)

This means trouble for the insurance industry e.g. claims (7.32%)

I have hope it will rain and Day Zero will not happen. Lets hope something changes (39.02%)

2018 World Economic Forum (WEF) is about "creating a shared future in a fractured world". Global economic & political leaders try to find collective actions & collaborative approaches to solving global problems. Question: Is this just high-level talking?

Yes, a good way of spending a lot of money with no call to action (53.33%)

Let’s hope something changes (6.67%)

Davos is good to know about, nothing more (13.33%)

My hope is in Davos discussions and a serious call to action (26.67%)

It’s a New Year! Your predictions for 2018?

Same old same old (8.45%)

Definitely better than last year (29.58%)

It’s going to be good (35.21%)

Only time will tell (26.76%)

Peer-to-peer insurance (a risk sharing network where a group of associated or like-minded individuals pool their premiums together to insure against a risk) is rapidly growing overseas. Is the South African insurance market ready for this?

Yes (60.47%)

No (39.53%)