Do you believe insurers will be accommodating towards the paying of commission when a client took payment relief?

Yes (42.66%)

No (31.65%)

Doubtful - Maybe with a fight (25.69%)

Do you think the lockdown declared by President Cyril Ramaphosa will contain the coronavirus outbreak?

Yes (33.11%)

No (21.5%)

Things will only get worse (7.17%)

Only time will tell (38.23%)

How can companies prepare for the risks of 2020 and beyond?

Companies should demand more from risk managers (3.17%)

The integration of strategy, risk and resilience is a critical next step (31.75%)

Many things have to be done differently. The first is ethical leadership, accompanied by pervasive and persistent accountability and consequence management (53.97%)

Reflect on the past and prepare for the future (11.11%)

By now you most probably have a favorite!!! No, not the one you are routing for to win, but a favorite, favorite. A contestant that you prefer to all others, who is especially well-liked. Is it:

Amogelang Kgaladi (1.3%)

JP Ellis (32.93%)

Kanchaal Mahabeer (4.03%)

Memory Zimba (0.41%)

Nabeelah Maharaj (13.38%)

Sebastian Reddy (26.92%)

Siphamandla Dube (18.68%)

Vicky Sebothoma (0.99%)

Yaseen Essop (1.35%)

Going forward funds may not employ the Principal Officers of their funds. How will this affect the industry?

It will protect the interests of funds and their members (74%)

The Authority should be praised for clamping down on the practice (10%)

The six month-time period that the industry has been given to comply is not enough (16%)

Could the shortage of US dollars be the beginning of a fall from grace for the currency?

Yes (41.76%)

No (35.16%)

Maybe (23.08%)

Do you believe the short term industry should be changed to that of an accountable institution?

Yes, it will assist in tracking criminal trends within the insurance industry, thereby assisting regulators in their fight against fraud (59.38%)

No, it will be costly and onerous (6.25%)

Its just another regulatory hurdle the industry will have to tackle (34.38%)

In your opinion, what do organizations and customers rely on intermediaries for?

Advice based on their knowledge and expertise (9.52%)

Getting the best deal (1.59%)

Understanding their needs and explaining products (12.7%)

Identifying risk exposure (2.12%)

All of the above (74.07%)

In terms of vicarious liability, damages should not be borne by companies in all conditions, but only in those circumstances which it is reasonable for them to do so. Do you agree?

Yes, damages should only be borne by companies in those circumstances which it is reasonable for them to do so. (12.05%)

No. If there is a sufficiently close link between the employee’s acts and the purposes and business of the employer, the employer should be held liable for delicts committed by their employees. (32.53%)

As long as the employee is acting within the course and scope of his or her duty… the employer will be held liable. (55.42%)

Does the trend of complaints point to an industry that is not in good health as far as governance and its conduct is concerned?

Yes (49.02%)

No (37.25%)

The regulator is to blame (13.73%)