Do you think that financial planners will have to play a role in ensuring that individuals seek debt counselling?

Yes (88.57%)

No (11.43%)

Appeals are generally used just to 'buy time'. Is there not a need for an 'independent judge' to decide whether or not an appeal can be granted?

Yes (91.67%)

No (8.33%)

What do you think is the biggest reason for increasing vehicle accidents?

The significant increase in driver numbers (14.55%)

Deteriorating driver standards (27.27%)

Problems at licensing departments (1.82%)

Severely neglected road infrastructure (3.64%)

All of the above (52.73%)

Do you think the FAIS Ombud ruling against SA Home Loans is fair?

Yes (64.15%)

No (35.85%)

Do you think the FSB needs to install a division to investigate and visit all licences issued to date to make sure that the business activities are in line with the licences granted?

Yes (83.58%)

No (16.42%)

Would you recommend investing in property to your client?

Yes (78%)

No (22%)

What makes you loyal towards a specific insurer?

A happy client (12%)

Good service towards you, the broker (32%)

Good service towards your client (18%)

Lower rates for your client (4%)

A good relationship with someone at the insurer (4%)

Quick turnaround time with policy admin (6%)

Reward schemes (including breakaways and trips) (0%)

Personal sessions with brokers to build relationships (2%)

Gifts from insurers (4%)

Regular communication (18%)

Increased regulation of the life industry will require that intermediaries re-evaluate the structure of their businesses. Which of the following alternatives will prove the most popular in coming years?

Tied agent (35.71%)

Institiutional broker (21.43%)

Independent broker / financial adviser (42.86%)

Which age group of your clients purchases life products the most.

18 - 25 years (6.67%)

25 - 30 years (6.67%)

30 - 35 years (33.33%)

35 - 40 years (30%)

40 - 45 years (18.33%)

45 - 50 years (5%)

50 - 55 years (0%)

55+ years (0%)

How often do you complete proposals on behalf of the client?

Always (57.14%)

Sometimes (28.57%)

Never (14.29%)