There may be a shock on the cards on 21 Feb when the Finance Minister announces that there will be a 2% VAT increase. What effects will this have?

It will generate the much needed tax revenue that government needs to address its widening budget deficit. It’s a good choice. (35.8%)

It will weaken the ANC. They rely on the poor vote and the poor will be most affected by the VAT increase. The ANC must tread carefully here. (37.04%)

There will be little change. It is just more money for government fat cats to pocket. (27.16%)

South Africa’s economy could be severely affected as we approach Day Zero, where taps are expected to run dry in the City of Cape Town. Question: have we really thought about the consequences of the situation?

We are bound to see other problems emerge such as water theft, deadly diseases and criminal activities e.g. water being stolen. (48.78%)

It is only a matter of time, or rather, a wait and see game (4.88%)

This means trouble for the insurance industry e.g. claims (7.32%)

I have hope it will rain and Day Zero will not happen. Lets hope something changes (39.02%)

2018 World Economic Forum (WEF) is about "creating a shared future in a fractured world". Global economic & political leaders try to find collective actions & collaborative approaches to solving global problems. Question: Is this just high-level talking?

Yes, a good way of spending a lot of money with no call to action (53.33%)

Let’s hope something changes (6.67%)

Davos is good to know about, nothing more (13.33%)

My hope is in Davos discussions and a serious call to action (26.67%)

It’s a New Year! Your predictions for 2018?

Same old same old (8.45%)

Definitely better than last year (29.58%)

It’s going to be good (35.21%)

Only time will tell (26.76%)

Peer-to-peer insurance (a risk sharing network where a group of associated or like-minded individuals pool their premiums together to insure against a risk) is rapidly growing overseas. Is the South African insurance market ready for this?

Yes (60.47%)

No (39.53%)

The ANC is heading for an important elective conference in December which will determine the immediate future of politics in the country. Will enough be done to inspire investor confidence and avoid further rating downgrades?

Yes, sanity will prevail (17.72%)

No, politicians are too used to lining their pockets at the expense of economic growth (82.28%)

Social media is increasingly taking over our lives. You cant put a foot wrong in a world where mass audiences are just a click away. Before you we put our foot in it, should we be purchasing social media insurance?

Yes, the Penny Sparrow and Matthew Theunissen sagas show that we cannot survive without this (26.67%)

No, lets just think before we act or post something online (73.33%)

After the Equifax saga and South Africa’s own cyber breach, should individuals be purchasing insurance against cyber attacks?

No, companies know their responsibilities when it comes to cyber attacks and are doing their best to handle the situation (35.29%)

Yes, companies cannot be trusted to keep our information safe (64.71%)

MTBPS: The Minister revealed that Treasury’s revenue shortfall currently stands at R50.8 billion, amounting to 4.3% of South Africa’s gross domestic product (GDP), around 38% higher than expected. Did you think that SA was in so much trouble?

Yes - this has been a worry for some months now (67.47%)

No - as with the majority of South African's this was a shocker (32.53%)

Santam still see a bright future for the intermediated model of insurance & the value that brokers offer clients. Do you agree that there is a bright future ahead for brokers?

Yes (72.06%)

No (27.94%)