In a South African first, drivers can now insure everyone in their car for only R20.54pm

For the first time in South Africa drivers can insure themselves and any passenger traveling in their car against personal injury or death just over R20 a month and payout is completely independent of, and has no impact on, any other insurance claim or the Road Accident Fund.

The new insurance is called EnRoute In-Car Insurance and is the result of a creative collaboration and partnership between Hollard Insurance and Flexible Accident & Sickness Acceptances (FASA).

“The uniqueness and advantage of EnRoute to South Africans is that unlike ordinary personal accident policies which cover specific individuals, this insurance is linked to a certain car and protects anyone traveling in that vehicle – whether or not they belong to the same household,” says Mike do Vale, MD of FASA.

“This meets a very real need in our country,” says Stef Theofanidis, divisional head at Hollard. “Our terrible road accident rate, cultural make-up and lack of protection for so many, make this a way for virtually all types of vehicle owners to achieve peace of mind about their passengers who will receive immediate relief in the event of an accident.”

FASA’s do Vale explains further “The vehicle itself doesn’t even have to be insured for the driver and passengers to be covered by EnRoute and it can be used for domestic or business purposes. Another problem it solves for the public is that no lawyers are needed to claim on this insurance because claims will be handled directly by us – and as quickly as possible to provide immediate relief.

“The entry level policy payout per passenger – at the monthly premium of R20.54 – is: death R25000; permanent disability R25000; temporary disability R500 per week up to 52 weeks; and medical expenses R10000. Higher levels of payout are available to those who choose to go for a higher premium.”

The insurance is in force throughout South Africa as well as adjoining countries: Swaziland, Mozambique, Zimbabwe, Malawi, Botswana and Namibia.

For more information contact your broker or phone 0861 327 222