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Newsletters 2012

01 January 2012 Michelle Schreuder-Rankin

Click on the link to read the newsletter of the day:

January 2012
Celebrating another lost year in education - Stokes Stage - 15 January 2012
Insurers turn to emerging markets for new business - Straight Talk - 15 January 2012
Economists forecast lower growth through 2012 - Featured Article - 17 January 2012
How treating customers fairly became a festive season hit - 18 January 2012
House prices going nowhere slowly through 2012 - 19 January 2012
The Jekyll and Hyde of low interest rates - 23 January 2012
22 Weeks to your regulatory examination deadline - 24 January 2012
Four trends to influence asset allocation strategies through 2012 - 26 January 2012
No good can come of watching corruption - Stokes Stage - 30 January 2012
Telematics a big hit among insurers worldwide - Straight Talk - 30 January 2012

February 2012
Poor growth outlook will scupper job creation plans - Featured Article - 1 February 2012
Asset allocation finally gets the jump on money market fund - 2 February 2012
Value strategies deliver fantastic long-term growth - 6 February 2012
A different take on short-term insurance risk - 7 February 2012
Life insurers and brokers upbeat over New Year prospects - 9 February 2012
This mining muddle will chase the fat cat investors offshore - Stokes Stage - 13 February 2012
A good decade for South African consumers - Straight Talk - 13 February 2012
A two stock investment strategy - Featured Article - 14 February 2012
Getting to grips with new binder regulations - 16 February 2012|
A call for government to spend our money carefully - 20 February 2012
Insurers gear up for new solvency regime - 21 February 2012
New short-term ombudsman will meet challenges head on - 22 February 2012
Three taxation changes that will affect your clients - 23 February 2012
This policy implementation arrogance must end - Stokes Stage 25 February 2012
Five resolutions for a comfortable retirement - Featured Article - 27 February 2012
Short-term insurers must innovate to maintain underwriting margins - Straight Talk 28 February 2012
Reinsurers profit despite catastrophe - 29 February 2012

March 2012
Understanding value in the life industry - 1 March 2012
House prices to drop two percent this year - 5 March 2012
A victory of the medical schemes regulator - 6 March 2012
Leading short-term insurer maintains robust underwriting margin - 8 March 2012
South African needs more than a judicial review - Stokes Stage - 12 March 2012
Familiar insurance terms on life support - Straight Talk - 12 March 2012
Optimism with a capital “O” - Featured Article - 13 March 2012
There is money to be made in the low income segment - 14 March 2012
Four potholes to economic recovery - 15 March 2012
Independent advisers can mitigate advice and compliance risk - 19 March 2012
The personal services provider debate heats up - 20 March 2012
Trustees must focus on retirement fund liabilities - 22 March 2012
An unsecured lending bubble looms - Stokes Stage - 23 March 2012
Investors turn to income to bolster their retirement portfolios - Featured Article - 26 March 2012
Treat financial services league tables with caution - Straight Talk - 27 March 2012
A rising interest rate cycle looms... - 28 March 2012
Winds of change blow at independent insurance provider -29 March 2012

April 2012
Direct model trumps traditional insurer profits - 2 April 2012
An umbrella law for the financial services industry - 3 April 2012
Financial advisers are at war with information - 4 April 2012
Distribution is make or break for life insurers - 5 April 2012
Cutting through the insurance claims clutter - 10 April 2012
Life insurer profits up despite a lacklustre 2011 - 11 April 2012
The regulatory examination deadline is set in stone - 12 April 2012
E-toll or bust - Stokes Stage - 13 April 2012
The long journey to short-term insurance sustainability -Featured Article - 17 April 2012
Listed property an underpin for fixed income strategies - Straight Talk - 18 April 2012
Severe consequences for missing the regulatory examination deadline - 19 April 2012 Commonsense administration will keep your brokerage clean - 23 April 2012
Funeral policy complaints keep the long-term ombudsman busy - 24 April 2012
Tried and tested equities to anchor portfolios this year - 25 April 2012
The household is the cornerstone of our economy - 26 April 2012

May 2012
Medical scheme or insurance - 2 May 2012
Bank ombudsman in a spin over fraud - 03 May 2012
Other people’s money - Stokes Stage - 4 May 2012
Complaints shed light on long term insurance trends - Straight Talk - 7 May 2012
Africa rising - Featured Article - 8 May 2012
Health insurance demarcation is as unpopular as e-tolling - 10 May 2012
Short-term brokers are still upbeat - 14 May 2012
A broad brushstroke view of the insurance industry - 15 May 2012
Fixed income is about more than yield - 16 May 2012
Towards risk free financial sector innovation - 17 May 2012
Should government pay less to employ more? - Stokes Stage - 18 May 2012
The courts are chock full of healthcare battles - Straight Talk - 21 May 2012
Offshore equities trump local stocks on a five year view - Featured Article - 22 May 2012
You cannot lump gap cover with other healthcare insurance products - 23 May 2012
National Treasury gets serious about retirement reform - 24 May 2012
The intermediated distribution model is under threat - 28 May 2012
Interest rates could hamper house price recovery - 29 May 2012
A few surprises from the May regulatory exam update - 31 May 2012

 

June 2012
Will the Arab Spring tear through South Africa? -Stokes Stage - 1 June 2012
Retirees have cracked the drawdown rate conundrum - Fetured Article - 5 June 2012
An interest rate shock could unseat the consumer credit recovery - Straight Talk - 6 June 2012
The day of reckoning draws near - 7 June 2012
The value in advice gives short-term intermediaries the edge - 11 June 2012
Nothing moves without insurance - 12 June 2012
Are short-term insurers ready to treat customers fairly? - 13 June 2012
How not to get buy-in from the insurance sector - 14 June 2012
An open letter to the Department of Basic Education - Stokes Stage - 15 June 2012
A late change to the regulatory examination regime - Featured Article - 19 June 2012
We are still investing in uncertain times - 20 June 2012
Proactive financial planners should take regulation in their stride - 21 June 2012
A new role for medical schemes - 25 June 2012
What you should tell your clients about equity exposure - 26 June 2012
A slumbering private sector holds the key to economic growth - 27 June 2012
Strong link between financial advice and preservation - 28 June 2012

July 2012
If it sounds too good to be true, it usually is... - Stokes Stage - 2 July 2012
Financial advice critical to navigate the life premium minefield - Straight Talk - 2 July 2012
The relationship between financial planners and asset managers - Featured Article - 3 July 2012
Treating customers fairly must extend to the regulator - 4 July 2012
Medical schemes hesitant over NHI - 5 July 2012
A window to the world of insurance claims handling - 9 July 2012
A two-decade-long pension fund scandal nears its end - 10 July 2012
Sluggish house price recovery loses momentum - 11 July 2012
Is this rampant corruption a consequence of our past? - Stokes Stage - 13 July 2012
Getting the maximum income from your retirement capital - Featured Article - 16 July 2012
Personal lines brokers battling for survival - Straight Talk - 17 July 2012
Slow growth to impact listed property returns - 18 July 2012
No end in sight to groundless healthcare litigation - 19 June 2012
Mixed feelings as July 2012 Savings Month flashes by - 23 July 2012
Lessons from the latest savings and investment survey - 24 July 2012
When regulators clash... - 25 July 2012
Short-term insurance data sharing like it was meant to be - 26 July 2012
The trouble with simple numbers... - Stokes Stage - 30 July 2012
Smart insurers will leverage technology to satisfy rampant consumerism - Straight Talk - 31 July 2012

August 2012
Slow but steady retirement industry consolidation continues - Featured Article - 1 August 2012
The dreaded double-dip recession looms again - 2 August 2012
Life and disability sales carry diversified insurer to a record half-year - 6 August 2012
It is time to actively promote the value of advice - 7 August 2012
If I had a secret slush fund - Stokes Stage - 13 August 2012
Building a successful, sustainable and profitable financial services practice - Straight Talk - 13 August 2012
Three things you must understand for a successful retirement - Featured Article - 14 August 2012
Could financial advisers be in for a professional indemnity premium shock? - 15 August 2012
Tax should be top of mind when structuring a retirement savings plan - 16 August 2012
Do the right thing while doing things right - 20 August 2012
Your short-term insurance clients should brace for premium hikes - 21 August 2012
Slow economic growth puts the squeeze on house prices - 22 August 2012
Putting defined contribution funds on trial - 23 August 2012
A fitting title for South Africa’s billion rand man - Stokes Stage - 27 August 2012
You cannot comply unless you know what the regulator means - Featured Article - 27 August 2012
Healthcare dispute looms as professional bodies dispute tariff guidelines - Straight Talk - 28 August 2012
Advisers play their part in replacement compliance - 29 August 2012
Insurers get serious about claims fraud detection - 30 August 2012

September 2012
Short-term insurer set for slow but steady 2012 - 3 September 2012
Technology will revolutionise short-term insurance product offerings - 4 September 2012
Another take on the direct insurer debate - 5 September 2012
Medical schemes get a clean bill of health - 6 September 2012
Even honourable men speak with forked tongues - Stokes Stage - 7 September 2012
Three portfolio managers confirm that South African shares are too dear - Featured Article - 10 September 2012
Ten management lessons you should apply in your practice - Straight Talk - 11 September 2012
Financial consumer KOs advisers in round one of this epic courtroom tussle - 12 September 2012
Three pillars of medical scheme sustainability - 13 September 2012
Financial services regulator weighs in with yet another examination deadline - 17 September 2012
MMI posts solid results despite economic turmoil - 19 September 2012
A highly regulated financial services environment will drive professionalism - 20 September 2012
There is something fishy about this 22% wage settlement - Stokes Stage - 21 September 2012
It is time for brokers to speak with one voice... - Straight Talk - 25 September 2012
Introducing better naming conventions for unit trust categories - Featured Article 26 September 2012

October 2012
Local insurers remain upbeat about industry prospects - 1 October 2012
Medical schemes get cracking with their 2013 benefit announcements - 3 October 2012
The impact of Regulation 28 on the domestic hedge fund industry - 4 October 2012
What is R5 billion among friends? - Stokes Stage - 8 October 2012
Doom and gloom aplenty as domestic GDP forecasts crimp further - Featured Article - 8 October 2012
Debt review is not a cure all solution - Straight Talk - 9 October 2012
Non-financial legislation adds to compliance burden - 11 October 2012
Less advice and lower adviser remuneration on the cards - 15 October 2012
Insurer of strike perils braces for flood of claims - 16 October 2012
A short-term insurance innovation too far - 17 October 2012
Structural reform or bust - 18 October 2012
The future of hospital cash plans - 22 October 2012
The treating customers fairly evolution - 23 October 2012
Data is the WMD against insurance fraud - 24 October 2012
Financial intermediaries applaud the ease of doing business promise - 25 October 2012
Treasury pay attention! Cut the red tape and unleash South Africa’s SMMEs - Stokes Stage - 29 October 2012
The greatest deception in the financial advice space - Straight Talk - 29 October 2012
Income specialist comments on looming retirement reforms - Featured Article - 30 October 2012
Short-term insurance ombudsman cracks the whip - 31 October 2012

November 2012
The financial planning industry is edging closer to true professionalism - 1 November 2012
It is time for insurers to realise the value in data - 5 November 2012
Another milestone in the age of financial services consumerism - 6 November 2012
Rising to the pinnacle of financial advice - 7 November 2012
Extreme weather gives insurers a chance to shine - 8 November 2012
Beware the mismatch between marketing promise and operating performance - Stokes Stage - 12 November 2012
Banks and insurers showing a united front - Straight Talk - 12 November 2012
House prices remain subdued as South Africa Inc. stumbles - Featured Article - 12 November 2012
The long road to full regulatory examination compliance - 14 November 2012
An expensive lesson in underwriting residential fire risk - 15 November 2012
Boiler room operators reel under R4 million penalty - 19 November 2012
Emerging markets and internet will dominate risk insurance distribution - 21 November 2012
Lessons from the TCF pioneers - 22 November 2012
Spending frenzy funded by a cocktail of wage hikes and unsecured lending - Stokes Stage - 26 November 2012
Leading insurer backs technology to remain competitive - Straight Talk - 27 November 2012
The importance of protecting capital - Featured Article - 28 November 2012
Life insurers get tough on fraud and dishonesty - 29 November 2012

December 2012
Great news for the short term insurance industry - 4 December 2012
Insurance pay-outs critical in rebuilding communities - 5 December 2012
Too many catastrophes to mention - 6 December 2012
It is time for ordinary citizens to become shareholder activists - Stokes Stage - 7 December 2012
Skills-based volunteering is the next step toward professionalism - Featured Article - 10 December 2012
Short-term underwriting margins under fire - Straight Talk - 11 December 2012





 



 



 



 



 



 



 


 




 




 




 




 




 




 




 




 


 



 




 




 




 




 




 




 




 




 




 




 




 



 



 



 



 



 



 



 



 



 



 



 



 



 



 



 



 



 



 



 


 


 


 


 

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