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Newsletters 2011

02 December 2010 | Newsletter Archives | Newsletters 2011 | Michelle Schreuder-Rankin

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January 2011
Insurers brace for administrative onslaught through 2011 - 10 January 2011
Catastrophes cost global re-insurers billions through 2010 - 12 January 2011
Can financial services intermediaries count on the consumer through 2011? - 13 January 2011
The investment gurus back equities this year – just! - Straight Talk - 14 January 2011
I so badly wanted to enter 2011 on a positive note... - Stokes Stage - 14 January 2011
This house price blitz has at least two years to run - Featured Article - 14 January 2011
Local roads claim 1551 lives this Christmas - 18 January 2011
Listed property tops the 2010 return race - 20 January 2011
Keeping it in the family - 24 January 2011
Guard your personal information with your life - 25 January 2011
The trouble with low interest rates - 27 January 2011
Brace yourself for a 2011 tax onslaught - Stokes Stage - 28 January 2011
A back to basics approach will reward short-term intermediaries through 2011 - Straight Talk 28 January 2011
A tale of two confidence surveys - Featured Article - 28 January 2011
Is the flood panic justified? - 31 January 2011

February 2011
The fifteen percent retirement myth - 02 February 2011
Collective investment schemes industry worth R1 trillion by Christmas - 03 February 2011
Toll road robbery - the worst kept secret ever - 07 February 2011
Measuring the success of a nation - 08 February 2011
Nothing is certain but death, taxes and legislation - 09 February 2011|
Has the JSE run past fair value? - Featured Article - 11 February 2011
You can keep your flowery rhetoric... South Africa wants action! - Stokes Stage - 11 February 2011
Forget Star Trek V – retirement is the final frontier - Straight Talk - 11 February 2011
Pointers for Pravin - 14 February 2011
You must play your part in Treating Customers Fairly - 15 February 2011
The rand could derail the 2011 consumer party - 16 February 2011
The long-term consequences of your investment decision - 17 February 2011
Could this be the scariest budget speech ever? - 21 February 2011
The global risk map is forever changing - 22 February 2011
Your best guess at 2011 market returns - 23 February 2011
Joe Average and the 2011 Budget speech - 24 February 2011
Demographeid: Re-engineering South Africa’s population demographics - Stokes Stage - 25 February 2011
Easy come, easy go! The finance minister has big plans for your tax revenue - Featured Article 28 February 2011

March 2011

Six steps to value… A share selection strategy for fantastic compound returns - Straight Talk - 02 March 2011
Changes to retirement contribution regime will hit the wealthy hard - 03 March 2011
Short-term insurer powers through 2010 - 07 March 2011
The state of the short-term insurance industry - 08 March 2011
The borrowing equation is all out of kilter - 09 March 2011
A real gender bender from the European Court of Justice - 10 March 2011
Living with user error in the 21st Century - Stokes Stage - 11 March 2011
Two leading financial services brands come good! - Featured Article - 14 March 2011
Japanese quake sends ripples through the insurance world - 15 March 2011
Unsettling but not surprising... - Straight Talk - 16 March 2011
Regulatory examination could be a tough nut to crack - 17 March 2011
The inflation conundrum - 22 March 2011
Emerging markets will continue to outperform the world - 23 March 2011
Listed property thrashes all comers over five years - 24 March 2011
The financial services sector can serve South Africa better - Featured Article - 28 March 2011
A case of investment “foot and mouth” disease - Stokes Stage - 28 March 2011
Regulator seeks partnership with industry bodies - Straight Talk - 30 March 2011
Income-focused investments run the inflation gauntlet - 31 March 2011

April 2011

Doom and gloom weighs on residential housing market - 04 April 2011
The Treating Customers Fairly (TCF) juggernaut is finally on track - 05 April 2011
Regulator deals decisively with wrongdoers - 06 April 2011
The anti regulatory exam movement gains impetus - 07 April 2011
From “storm in a tea cup” to blatant scare mongering - Stokes Stage -11 April 2011
Can hedge funds and asset managers combine effectively? - Straight Talk - 12 April 2011
The nuts and bolts of Regulation 28 - Featured Article - 13 April 2011
Insurers roll out the welcome mat for SAM - 14 April 2011
The Reserve Bank will have to hike rates – eventually - 18 April 2011
Insurance regulation could prompt a shift to behaviour-based premiums - 19 April 2011
The triple threat to economic recovery - 20 April 2011
The retirement gap is the gap to worry about - 21 April 2011
Why retirement annuities still make sense? - 28 April 2011
Local banks catch a ‘klap’ from the Constitutional Court - Stokes Stage - 29 April 2011
Why retirement annuities still make sense? - Straight Talk - 29 April 2011
Regulation 28 will impact individual members too - Featured Article - 29 April 2011

May 2011
Fraud remains a major insurance industry challenge - 03 May 2011
Get used to the 'stronger for longer' rand - 04 May 2011
Short-term insurers get their teeth into mobile telematics - 05 May 2011
Jobs, short-term profits on the line as regulatory pressure mounts - 09 May 2011
Because it happened in Australia - 10 May 2011
Life ombudsman flooded by pre-existing condition complaints - 12 May 2011
Awards dinner could suffer as conflict of interest concerns take hold - 13 May 2011
Speculators make mincemeat of long-term investor expectations - Stokes Stage 16 May 2011
On banks and insurers… Pray never the twain shall meet! - Straight Talk - 16 May 2011 Emerging market growth offers a life line for insurance giant - Featured Article - 17 May 2011
A shiny new umbrella - 19 May 2011
Complaints decline as underwriting margins recover - 23 May 2011
Fund managers take strain as local equities remain expensive - 25 May 2011
More pain in store for homeowners... - 26 May 2011
Goliath versus Goliath! US retail giant squares up against the dreaded SA Competitions Commission... - Stokes Stage - 30 May 2011
A successful Treating Customers Fairly (TCF) implementation should render industry watchdogs obsolete - Featured Article - 30 May 2011
Enough critical mass to shake up the short-term insurance world! - Straight Talk - 31 May 2011

June 2011
A lifeline for the regulatory exams... - 01 June 2011
The only control you have over risk is insurance - 02 June 2011
Regulator wins battle for control at medical scheme - 07 June 2011
Investing in a bipolar world - 08 June 2011
Local financial product providers vie for industry accolades -0 June 2011
A question of ownership… And why bad ideas never die! - Stokes Stage - 12 June 2011
The investors' nirvana - capital growth plus dividends! - Straight Talk - 13 June 2011
Add value to your financial service practice - Featured Article - 14 June 2011
New survey highlights member medical scheme concerns - 15 June 2011
Advisers steer clients to asset allocation funds - 21 June 2011
Financial literacy is crucial to improve our national savings rate - 22 June 2011
The eight myths about direct life insurance - 23 June 2011
South Africa’s ‘Frontier Internet’ makes a happy hunting ground for cyber criminals - Stokes Stage - 27 June 2011
Rate hike could come sooner than expected - Straight Talk -27 June 2011
Life insurer update suggests the recession cloud has lifted – just! - Featured Article - 28 June 2011
South African savers seem resistant to change - 29 June 2011
Everything you need to know about Regulation 28 - 30 June 2011

July 2011
Regulation has global insurers quaking in their boots - 04 July 2011
Short-term ombudsman kept busy with a variety of claims - 05 July 2011
The global economy will power out of this flat spot - 05 July 2011
FSB Enforcement Committee ups the ante! - 07 July 2011
Youth unemployment is the ticking bomb threatening the rainbow nation - Stokes Stage - 11 July 2011
Is it time for emerging markets to take a breather? - Straight Talk - 12 June 2011
Preserve your retirement savings for your golden years - Featured Article - 13 July 2011
Regulator takes steps to cool the exam pressure cooker! - 14 July 2011
On China and tipping points - 18 July 2011
Short-term insurers take the fight to organised crime - 20 June 2011
Interest rates could scupper house price revival - 21 July 2011
Telecoms giants tell the lawmakers how it should be! - Stokes Stage 22 July 2011
Less is more when it comes to living annuity draw downs - Featured Article - 25 July 2011
The short-term insurance sector takes Sun City by storm - 27 July 2011
The private sector has to tackle the skills challenges head on - Straight Talk - 28 July 2011

August 2011
Working toward sustainable short-term insurance - 01 August 2011
Climbing the regulatory mountain - 02 August 2011
Spin the house price statistics as you please - 04 August 2011
First world is fine – but not at any cost! - Stokes Stage - 10 August 2011
A ‘middle of the road’ financial security score - Featured Article - 10 August 2011
A triple boost for motor insurance profits - Straight Talk - 11 August 2011
A proactive approach to risk and savings planning - 15 August 2011
Change behaviour to solve the retirement riddle - Featured Article - 17 August 2011
Rather the devil you know... South Africa is not ready for this grand design! - Straight Talk - 18 August 2011
The trouble with living in a police state... - Stokes Stage - 19 August 2011
Building a brand around the short-term broker - 22 August 2011
A fresh take on long-term insurance commissions - 25 August 2011
Financial services sector must meet its challenges head on - 29 August 2011
There is more to the inflation monster than you think! - 31 August 2011

September 2011
As and when commission may not be the answer... - 01 September 2011
The trouble with job creation - Stokes Stage - 02 September 2011
The country that missed the resources train - Straight Talk - 05 September 2011
Here’s what insurers must do to prosper through 2012 - Featured Article - 06 September 2011
Strong underwriting return suggests the short-term insurers are back - 08 September 2011
Financial services giant confirms a very good year - 12 September 2011
Private medical schemes in limbo as NHI looms - 13 September 2011
Ensuring security in the independent financial advice space - 14 September 2011
Conversations with asset managers - 15 September 2011
How to waste other people’s money - Stokes Stage - 19 September 2011
Merged financial services giant off to a flying start - Featured Article - 19 September 2011
Challenging conventional investment thinking - Straight Talk - 20 September 2011
The real estate crunch is far from over - 21 September 2011
A mid-year snapshot of the short-term insurance industry - 22 September 2011
Policing the financial services industry - 26 September 2011
On fraud, medical schemes and the NHI - 28 September 2011
Choice architecture can revolutionise retirement reform - Featured Article -29 September 2011

October 2011
The premier league of world economies - Stokes Stage - 3 October 2011
Investing with uncertainty and volatility - Straight Talk - 4 October 2011
Retirement annuities lead the life industry charge - 5 October 2011
Dismantling the roadworthiness repudiation - 6 October 2011
Selling financial services in a join the dots world - 10 October 2011
An unequal healthcare partnership - 11 October 2011
Beware the latest identity theft racket... - 12 October 2011
Would the leader of the Republic please step forward? - Stokes Stage - 17 October 2011
The best insurance companies to work for - Straight Talk - 17 October 2011
The latest thinking in asset allocation - Featured Article - 18 October 2011
Short-term insurer leads the way in claims settlement innovation - 19 October 2011
The groundwork for the financial planning process - 20 October 2011
The ugly face of old generation savings product - 24 October 2011
Complaints backlog a major challenge for PFA - 25 October 2011
Treasury gets tough on the public sector wage bill - 26 October 2011
Making sense of volatile equity markets - 27 October 2011
We demand fit for purpose goods and services - Stokes Stage - 31 October 2011
Residential property from an investor perspective - Straight Talk - 31 October 2011

November 2011
Equities take off as the West shakes off its woes - Featured Article - 01 November 2011
Insurance policy writers have to keep it simple from now on - 02 November 2011
Investors cautiously optimistic for Christmas! -3 November 2011
Just what the doctor ordered… Prescription in insurance - 7 November 2011
Fair, reasonable and necessarily incurred - 8 November 2011
The changing role of the underwriter - 9 November 2011
Credit profiles can smooth the financial planning process - 9 November 2011
Four objections to the Gauteng toll - Stokes Stage - 11 November 2011
Feeling blue? International rating agency downgrades South Africa - Featured Article - 14 November 2011
Welcome respite for intermediaries as regulators shift focus - Straight Talk -15 November 2011
A window to the world of the long-term insurance ombudsman - 15 November 2011
Prescribed minimum benefits a blessing and a curse - 17 November 2011
The elephant in the financial advice space - 21 November 2011
Redefining the intermediary - 22 November 2011
What you think about recent regulatory attentions - 23 November 2011
The slow pace of financial scam resolution - 24 November 2011
I challenge you to find anything less in the public’s interest - Stokes Stage - 25 November 2011
A  strong savings culture good for financial services - Featured Article - 28 November 2011
South Africa Inc is still picking up the pieces - Straight Talk - 29 November 2011
Does treating advisers fairly extend to the FAIS Ombud? - 30 November 2011

December 2011
From regulatory ranting to yet more global financial intervention - 1 December 2011
House price recovery still some way off - 5 December 2011
Can independent advisers underwrite the entire financial services universe - 6 December 2011
Short-term insurers maintain momentum through third quarter - 7 December 2011
It looks like time to bolster your compliance division – Featured Article – 9 December 2011
A concerted effort to tackle greenhouse gas emissions – Straight Talk – 9 December 2011





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